Rebuild your credit the right way.
Pynk Luxury Academy is the done-for-you credit community that gives you real dispute strategy, weekly coaching, and a clear path to funding — not another course that leaves you guessing.
Real client score jumpafter joining the academy
Three steps. No guesswork.
You don't need to learn the credit bureaus' playbook yourself — we already have.
Sign up & get pulled in
Tell us your goals and credit concerns. You're onboarded into the community and your credit file is reviewed within days.
We dispute & educate
Our team files expert disputes on your behalf every cycle, while the curriculum teaches you exactly why each move works.
Track & thrive
Monitor your score climb in real time, join live calls, and use your rebuilt credit to unlock funding, homes, and cars.
Everything you need, in one membership.
Done-for-you disputes, live coaching, and the education to turn a rebuilt score into real funding.
Credit 101 & foundations
How credit is scored, how bureaus work, and the strategy behind every dispute we file.
Done-for-you dispute filing
Expert disputes filed on your behalf every cycle — no DIY letters, no guesswork.
ChexSystems & Early Warning sweeps
Restore your banking eligibility if you've been denied an account you should qualify for.
Business credit & funding
The roadmap to $50K–$100K+ in personal and business funding once your profile is ready.
Home & auto approval guidance
Position your credit to qualify for a mortgage or auto loan, step by step.
Live coaching with Whitney
Recurring live calls for direct access, accountability, and answers in real time.
Meet Whitney, founder of Pynk Luxury.
Whitney has spent the last three years hands-on in credit repair, after fixing her own credit the hard way and refusing to wait seven years for negative items to fall off naturally.
Every program inside the academy reflects how she actually rebuilt her own profile: no shortcuts, no generic templates — a strategy built around your specific report.
The team operates under her systems and standards, so every member gets the same personalized analysis, custom action plan, and ongoing education that made her own turnaround possible.
One plan. Everything included.
No setup fee · Cancel anytime
- Done-for-you dispute filing every cycle
- Monthly credit audit & custom action plan
- Live coaching calls with Whitney
- ChexSystems & Early Warning restoration guidance
- Business credit & funding strategy ($50K–$100K+)
- Home & auto approval positioning
- Private community & ongoing support
Tell us about your credit goals.
Fill out the form and our team will reach out to walk you through onboarding — no long applications, no guesswork.
- Personalized credit review
- A plan built around your file, not a template
- Response within 1 business day
What members are seeing.
My Gold Package's first dispute round removed 21 negative items and pushed my score up 249 points. I didn't think that was possible in one cycle.
The TransUnion Sweep took 5 days and added 275 points to that file. I qualified for Navy Federal and a pre-approved auto loan right after.
I won a raffle for free credit repair not expecting much — the results were immediate and the process was easier than I imagined.
Everything you need to know.
What exactly is Pynk Luxury Academy?
How is this different from repairing my credit myself?
How fast will I see results?
Can I cancel anytime?
Does this cover business credit too?
What do I need to get started?
Your score doesn't have to define your future.
Join Pynk Luxury Academy today and your onboarding begins immediately — done-for-you disputes, live coaching, and a real plan to funding.
Join for $79/month